Course
Syllabus & Description
BSN191-AS SPECIAL TOPIC:
RETIREMENT PLANNING WORKSHOP
Winter 2006
Lake Tahoe Community College
|
Tuesdays LTCC
Web Site: http://www.ltcc.edu/ |
Instructor:
Jeff Miner |
Course Description:
This course will cover diverse areas of interest for those students wishing to begin their preparation for retirement. The course does address financial concerns of retirement; however, it also covers other facets of the retirement life from health and fitness issues to the role of family and friends, the development of supplemental income options, effective and productive use of free time, and factors involved in the selection of home-care options and nursing homes. Students will develop a comprehensive plan of action in their preparation for retirement.
Student Outcomes:
The successful student will:
1. Build a personal retirement plan using a three-ring binder
2. Use goals and priorities to create a plan of action
3. Read the text book and participate in class discussions
4. Create a budget during the 6 week class
5. Use the internet and books to research retirement topics
6. Be inspired to continue the plan after the class ends
Required Materials
1 1/2 inch three-ring binder with paper and at least 32 dividers
Required Text:
Get a Life - You Don't Need a Million to Retire Well by Ralph Warner, Published by Nolo Press, 5th edition 2004, ISBN 1-4133-0084-7
Recommended:
The Joy of Not Working, by Ernie J. Zelinski, Published by Ten Speed Press, 2003, ISBN 1-58008-552-0
Weekly Topics & Assignments
|
Date
|
Topics
|
Guest
Speaker
|
Assignments
|
| 1/10/06 | Intro, Goal Setting, Budgeting | ||
| 1/17/06 | What will you do? Health and Fitness. | Introduction,
Chapters 1,2 Internet research |
|
| 1/24/06 | Family, Friends, Loving Life | Elaine
Hoem, Counselor |
Chapters 3, 4, 5 |
| 1/31/06 | Mentors, Nursing Homes, Needs |
|
Chapters 6,7,8 |
| 2/7/06 | Money | Chapter 9,10,11 | |
| 2/14/06 |
Avoiding Scams, Class Reports |
Chris
Campion, FBI Special Agent |
Prepare report |
Grading Option: Credit / No Credit
Quarter Units: 1, applicable to the AA Degree
Course Policies:
1. Read the text. The information, ideas and interviews in the Get a Life: You Don't Need a Million to Retire Well, are an important part, perhaps the most important part, of this course. Don't neglect the reading.
2. Create your own plan. Use the three-ring binder to set goals, write down questions, do research, and organize your retirement plan.
3. Attend and Participate. Interacting with others in a classroom environment is an opportunity you seldom get except in a college course. Don't miss this chance to share with and learn from others in the class.
4. Use appropriate tools. Computer tools such as Excel spreadsheets, word processing and access to the Internet allow students to perform research, do calculations, and build their retirement plan quickly. However, paper, pencil and a calculator work just fine for keeping a budget.
5. Guest Lecturers. We are fortunate to have guest lecturers who will bring real life experience and application to the class. Students should always filter the information by how it relates to their personal retirement plan.
6. Interviews. Learn from the interviews in the text book and conduct your own interviews with some successful retirees. You will learn what they have found is important in retirement planning.
7. Continue planning. The plan you build in this class starts the process rather than completes the product. Add to and adjust this plan as your research continues and your life changes.
LTCC Library
The LTCC Library is a quiet and inviting place to conduct research, locate information, study, and read. Located on the second floor of the main college building (Room A201), the Library has access to many useful research tools including millions of online magazine and newspaper articles, 40,000+ books, subscriptions to more than 200 magazines and newspapers, thousands of audiovisual materials, and more. In addition, the Library has several computers with Internet connectivity, a large quiet study area, audiovisual workstations, and a photocopier.
The Library is open Monday through Thursday 8:00AM to 8:00PM, Friday 8:00AM to 5:00PM, and Saturday 12:00PM to 4:00PM and all students are welcome to visit the Library and make use of the collections and services. For more information, please call (530) 541-4660 x232 or direct your web browser to http://library.ltcc.edu/.Any students needing accommodations should inform the instructor.
Students with disabilities who may need accommodations for this class are encouraged to notify the instructor and contact the Disability Resource Center (DRC) early in the quarter so that reasonable accommodations may be implemented as soon as possible. Students may contact the DRC by visiting the Center (located in room A205) or by phoning 541-4660, ext. 249 (voice) or 542-1870 (TTY for deaf students). All information will remain confidential.
Resources
Lists
Goal Sheet to Retire Debt Free
Calculators
Real Estate Spreadsheet Calculator
Mortgage Prepayment Calculator
A loan payoff calculator on the web for those without a money program on their computer.
http://www.pc-shareware.com/payoff.asp#summary
Forms
Web Links
Yahoo Finance http://finance.yahoo.com/
Ric Edelman http://www.ricedelman.com/
Suze Orman http://www.suzeorman.com/
Bank of America financial tools http://www.bankofamerica.com/financialtools/index.cfm
Mortgage Professor http://www.mtgprofessor.com/Default.htm
Amortization Schedule
http://www.decisionaide.com/mpcalculators/ExtraPaymentsCalculator/ExtraPayments1.aspCalculators http://www.nmfn.com/tn/listpages--calculator_list_pg
The Longevity Game http://www.nmfn.com/tn/learnctr--lifeevents--longevity
The Budget Kit http://www.moneytracker.com/index.htm
Retirement Countdown http://www.retirementcountdown.com/
Elder Care Search http://www.eldercare.gov/Eldercare/Public/Home.asp
How to Retire.com http://www.how-to-retire.com/index.php
AARP Retirement Calculator
http://sites.stockpoint.com/aarp_rc/wm/Retirement/Retirement.asp?act=LOGINRetirement Coach http://www.retirementoptions.com/Default.asp
National Retirement Planning Coalition http://www.retireonyourterms.org/
Nolo.com http://nolo.com/
Too Young to Retire http://www.2young2retire.com/default.shtml
Social Security http://www.ssa.gov/
Request a Soc Sec Statement https://s044a90.ssa.gov/apps6a/isss/main.html
Seeing Money Art Exhibit http://www.seeingmoney.com/
Young Americans Against Debt http://www.yaada2.org
George Fulmore's retirement book reviews on Amazon.com
Other
visitors